Nº 0035 Listed July 2026 Rolling
Merchant Cash Advance - UK
About this funding
The Merchant Cash Advance scheme, administered by the Department for Business and Trade, provides flexible short-term financing for established UK enterprises across retail, hospitality, health, leisure and travel sectors.
Eligible businesses operating for a minimum of six months with monthly card turnover exceeding £10,000 can access between £10,000 and £400,000 to support operational needs. Funds may be deployed for diverse purposes including premises improvements, inventory acquisition, and general working capital requirements. This product is available throughout the United Kingdom, including Greater Manchester, enabling regional businesses to secure rapid capital without traditional lending constraints. The scheme is particularly beneficial for cash-generative enterprises seeking flexible funding solutions aligned with their card payment revenues.
Who can apply
UK registered businesses trading continuously for minimum six months; monthly debit and/or credit card sales of at least £10,000; operation within eligible sectors (Health, Hospitality, Catering, Travel, Leisure, Wholesale, Retail)
How to apply
Contact 365 Finance (scheme organiser) directly for application and assessment process
Common questions
- What is Merchant Cash Advance - UK?
- Short-term merchant cash advances of £10,000-£400,000 for established UK businesses with minimum monthly card sales of £10,000, usable for stock, refurbishment, and working capital. Available across multiple sectors including retail, hospitality and health throughout the United Kingdom and Greater…
- How much funding is available?
- Merchant Cash Advance - UK offers £10,000 to £400,000.
- Who can apply for Merchant Cash Advance - UK?
- UK registered businesses trading continuously for minimum six months; monthly debit and/or credit card sales of at least £10,000; operation within eligible sectors (Health, Hospitality, Catering, Travel, Leisure, Wholesale, Retail)
- What is the deadline?
- Merchant Cash Advance - UK accepts applications on a rolling basis — you can apply at any time.
- Who provides Merchant Cash Advance - UK?
- Merchant Cash Advance - UK is provided by Department for Business and Trade.
- How do I apply for Merchant Cash Advance - UK?
- Contact 365 Finance (scheme organiser) directly for application and assessment process
Recorded from gov.uk · Entry Nº 0035 of the Manchester Business Services register.